How Raisin Lets Savers Access Accounts From Multiple Banks
Raisin is not a bank. It is a savings marketplace that lets users manage products from more than 100 partner banks and credit unions through one login.
Saving guide
Savings Accounts
Compare how savings accounts handle interest, access, balance requirements, transfers, and account structure.
All Savings Accounts
10 stories in this guide.
Marcus Online Savings: How Deposits, Withdrawals, and Interest Work
Marcus Online Savings currently has no minimum deposit or ordinary account fees, with a variable APY and same-day processing for many qualifying linked-bank transfers.
How Capital One 360 Performance Savings Handles Interest and Transfers
Capital One 360 Performance Savings currently has no monthly service charge or minimum balance, with a variable APY, daily interest accrual, and internal or external transfers.
How CIT Bank Platinum Savings Balance Requirements Affect the Advertised Rate
CIT Bank Platinum Savings currently applies a much higher APY when the balance is at least $5,000, making the account's tier threshold central to the savings decision.
Ally Savings Buckets: How to Use Them for Separate Savings Goals
Ally Savings Buckets let you divide one savings account into named goals without opening a separate account for every emergency fund, annual bill, trip, or purchase.
Synchrony High Yield Savings: How ATM Access Changes the Account’s Use Case
Synchrony High Yield Savings currently offers an optional ATM card, giving savers a direct cash-access route that many online savings accounts do not provide.
American Express High Yield Savings: How You Access Your Money
American Express High Yield Savings currently has no monthly fee or minimum deposit, but it does not include a debit card, ATM card, or checks.
How Apple Card Savings Works With Daily Cash and Bank Transfers
Apple Card Savings is provided by Goldman Sachs Bank USA and can automatically receive Daily Cash, while also supporting deposits and withdrawals through Apple Wallet.
Barclays Online Savings vs. a Traditional Branch Savings Account
Barclays Online Savings emphasizes digital transfers, direct deposit, no monthly maintenance fee, and no opening minimum, while branch savings accounts trade yield for in-person services.
How Wealthfront’s Cash Account Combines Savings With Checking Features
Wealthfront's Cash Account currently combines a variable APY with direct deposit, bill-payment tools, routing numbers, payment-app support, debit access, and other checking-style features.