Insurance guide
Property coverage, deductibles, rebuilding, water backup, service lines, vacancy, and home-specific policy features.
All Homeowners Insurance
Erie Service Line Coverage can help with covered failures of exterior underground sewer, gas, electrical, cable, internet, and other service lines, including related excavation and property damage.
Nationwide Better Roof Replacement is an optional homeowners endorsement that can rebuild a covered damaged roof with stronger, safer materials rather than only like-for-like replacement.
Allstate Claim RateGuard can protect against a claim-related premium increase, while Deductible Rewards can reduce an eligible homeowners deductible by up to $500 over time.
Liberty Mutual Water Backup is optional homeowners coverage for damage from sewer backups and sump-pump failures, risks that standard home insurance often excludes.
Travelers Green Home Coverage can help pay the additional cost of repairing, replacing, or rebuilding with eligible green materials after a covered homeowners loss.
When a covered loss makes a home temporarily unlivable, loss of use coverage may help with certain additional living expenses. Here is what to understand before you need it.
Leaving a home or apartment empty for an extended period can change its insurance risk. Before a property becomes vacant, review the policy rather than assuming ordinary occupancy rules still apply.
Working from home does not automatically mean your ordinary household policy covers every business-related risk. The first step is understanding where personal and business exposures differ.
A homeowners insurance deductible is an amount or, in some policies, a percentage that applies to certain covered losses. The deductible affects how much of a claim the policyholder may have to absorb before insurance responds according to the policy terms. The exact deductible structure...